BILL FOUNDAS - : SELF-REPRESENTED v HERITAGE AND PEOPLE'S CHOICE LIMITED [2023] SASCA 87
On Appeal from SUPREME COURT OF SOUTH AUSTRALIA (THE HONOURABLE JUSTICE
BAMPTON) CIV-23-002348
Applicant: BILL FOUNDAS - : SELF-REPRESENTED
Respondent: HERITAGE AND PEOPLE'S CHOICE LIMITED Counsel: MS W JONES - Solicitor:
DENTONS AUSTRALIA LIMITED
Interested Party: CASSIANI FOUNDAS
Hearing Date/s:
File No/s:
B
SUPREME COURT OF SOUTH AUSTRALIA
(Court of Appeal: Civil)
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FOUNDAS v HERITAGE AND PEOPLES CHOICE LIMITED
[2023] SASCA 87
Judgment of the Court of Appeal
(The Honourable Justice Doyle and the Honourable Justice David)
14 August 2023
APPEAL AND NEW TRIAL - PROCEDURE - SOUTH AUSTRALIA - WHEN
APPEAL LIES - FROM SUPREME COURT - BY LEAVE OF COURT -
GENERALLY
MORTGAGES - ESTATE, RIGHTS AND LIABILITIES OF MORTGAGOR AND
MORTGAGEE - POSSESSION
Application for leave to appeal from the decision of a single judge dismissing an appeal from an
order of a magistrate to the effect that the respondent was entitled to sell or dispose of certain goods
as unclaimed goods under the Unclaimed Goods Act 1987 (SA).
The applicant was the registered proprietor of a residential property which was subject to a mortgage
granted by the applicant as security for a loan he had obtained from the respondent.
The respondent commenced proceedings against the applicant seeking possession of the property and
an order for possession was made.
A number of goods and personal items were left in the property. The respondent made various email
attempts to arrange for the applicant to remove the remaining goods. No agreement was reached in
relation to the remaining goods, and they were subsequently moved into storage. The respondent’s
solicitors wrote to the applicant warning that if the remaining goods were not collected within 42
days they would become unclaimed goods for the purpose of the Unclaimed Goods Act and the
respondent would be entitled to sell or dispose of them. The remaining goods were not collected.
Held (per the Court), dismissing the application:
1. the applicant’s proposed grounds of appeal do not raise any arguable basis for concluding that
the magistrate (or single judge) erred, or any issue of principle of general importance; and
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2. leaving the orders below to stand would not cause the applicant any substantial injustice.
Unclaimed Goods Act 1987 (SA) ss 5, 6, referred to.
M, K v Chief Executive of the Department for Child Protection [2021] SASCA 27; McDonald v
Attorney-General for South Australia [2022] SASCA 43, considered.
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FOUNDAS v HERITAGE AND PEOPLES CHOICE LIMITED
[2023] SASCA 87
Court of Appeal – Civil: Doyle and David JJA
1 THE COURT: The applicant seeks to appeal from the decision of a single judge
dismissing an appeal from an order of a magistrate to the effect that the respondent
was entitled to sell or dispose of certain goods as unclaimed goods under the
Unclaimed Goods Act 1987 (SA). The applicant requires leave to appeal, and an
extension of time.
2 For the reasons which follow, while it is appropriate to grant an extension of
time, the application for leave to appeal should be refused.
Background
3 The applicant (Mr Foundas) and his wife (Mrs Foundas)1 were the registered
proprietors of a residential property in Murray Bridge. The Murray Bridge
property was subject to a mortgage granted by Mr Foundas as security for a loan
Mr and Mrs Foundas had obtained from the respondent (Heritage and People’s
Choice Limited, formerly Australian Central Credit Union Limited).
4 In November 2000, the respondent commenced Supreme Court proceedings
against Mr Foundas seeking possession of the Murray Bridge property. An order
for possession was made in May 2021. Mr Foundas’ attempts to appeal this
possession order were unsuccessful.
5 The respondent sought to enforce the possession order, and a warrant of
possession was issued. In November 2021, the warrant was executed by the
sheriff’s office, and vacant possession of the Murray Bridge property was
delivered to the respondent.
6 A number of goods and personal items were left in the Murray Bridge
property (‘the remaining goods’). The respondent made various email attempts to
arrange for Mr Foundas to remove the remaining goods. No agreement was
reached in relation to the remaining goods, and in July 2022 they were moved into
storage.
7 By letter dated 24 November 2021, the respondent’s solicitors wrote to
Mr and Mrs Foundas enclosing a notice in accordance with s 5 of the
Unclaimed Goods Act warning that if the remaining goods were not collected
within 42 days of the date of the notice they would become unclaimed goods for
the purposes of that Act. The notice further warned that the respondent (as bailee)
was entitled, at the expiry of three months from the date upon which the remaining
goods became unclaimed goods, to sell or dispose of the unclaimed goods.
1 Named as an interested party in these proceedings.
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[2023] SASCA 87 The Court
2
8 Mr and Mrs Foundas did not collect the remaining goods within 42 days of
the notice, and they became unclaimed goods. After the expiration of a further
three months, the respondent became entitled to sell or dispose of the remaining
goods. As the value of the remaining goods exceeded $500, s 6(2) required that
the respondent obtain the Court’s authorisation before selling or disposing of the
remaining goods.
9 On 21 November 2022, a magistrate made an order authorising the
respondent to sell or dispose of any of the remaining goods after 30 January 2023.
At a further hearing on 30 January 2023, the magistrate was persuaded to allow
further time for Mr and Mrs Foundas to arrange for the delivery or collection of
the remaining goods, and so varied the earlier order to permit the respondent to
sell or dispose of any of the remaining goods after 24 February 2023.
Appeal before the single judge
10 On 1 March 2023, Mr Foundas filed an appeal to a single judge of this Court
against the magistrate’s order permitting the respondent to sell or dispose of the
remaining goods, and sought an extension of the time within which to appeal.
Mr Foundas was granted a stay pending the hearing of the appeal.
11 The single judge heard the appeal on 1 May 2023. In her reasons for
judgment, the judge recounted the above history and noted that the respondent had
made many attempts to obtain an address from Mr and Mrs Foundas in order to
deliver the remaining goods to them. Her Honour also noted the respondent’s
claim that it was suffering ongoing prejudice in terms of storage and legal costs.
The judge set out Mr Foundas’ grounds of appeal, and summarised the written and
oral submissions made by Mr and Mrs Foundas.
12 In refusing to extend time, and dismissing the appeal, the single judge
concluded:
No submissions made by Mr Foundas disclosed any reasonably arguable ground of appeal
pointing to any error in the making of the order such that an extension of time should be
granted. Accordingly, as no error was demonstrated the application for an extension of
time was refused, the stay ordered on 6 March 2023 removed and the appeal dismissed.
Application for permission to appeal
13 As the applicant seeks to appeal a judgment given by the single judge on
appeal from a judgment of the Magistrates Court, leave to appeal is required. In
considering whether leave to appeal should be granted, it is appropriate to have
regard to whether the impugned orders are attended with sufficient doubt to
warrant their consideration on appeal; whether the proposed appeal raises an issue
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[2023] SASCA 87 The Court
3
of principle or general importance; and whether leaving those orders to stand
would cause any substantial injustice to the applicant.2
14 We have had regard to the applicant’s proposed grounds of appeal and written
submissions. They consist largely of complaints by the applicant that he did not
abandon the remaining goods, and about his treatment by the respondent. To the
extent that they address at all the order made by the magistrate (and the single
judge’s dismissal of his appeal and application for an extension of time), they do
not raise any arguable basis for concluding that the magistrate (or single judge)
erred. Certainly they raise no issue of principle or general importance.
15 Further, and in any event, leaving the orders below to stand would not cause
the applicant any substantial injustice. According to the affidavit evidence filed
on behalf of the respondent, all of the remaining goods in the possession of the
respondent (other than a car and trailer (containing a gate and ladder)) have been
returned to the applicant. Further, the respondent has indicated its preparedness to
arrange for the delivery or collection of the car and trailer.
16 The application for leave to appeal must be dismissed.
Extension of time
17 The applicant requires a short extension of time. The applicant has provided
some explanation for the delay in filing his proposed appeal, which was only a
matter of a few days, and so we would grant the extension sought.
Orders
1. We grant the applicant an extension of time, but refuse his application
for leave to appeal.
2 M, K v Chief Executive of the Department for Child Protection [2021] SASCA 27 at [7] (Doyle and
Livesey JJA); McDonald v Attorney-General for State of South Australia [2022] SASCA 43 at [21]
(Livesey P and Bleby JA).
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